T E R C ETerceExchange now
← Back to Notes

Exchange · No. XLIII

Monero to Bitcoin: how to exchange XMR for BTC.

Converting XMR to BTC is straightforward through a non-custodial swap. Here is how it works and what to keep in mind about what changes on the other side.

By Published 4 min read

Converting Monero to Bitcoin is a common operation — taking the privacy properties of XMR for part of a transaction flow and moving into Bitcoin's liquidity and wider acceptance for the remainder. The mechanics are simple. The privacy implications of crossing from one chain to the other are worth understanding.

The process

Open a non-custodial swap service and select XMR as the send asset, BTC as the receive asset. Enter the amount of Monero you want to send. Provide your Bitcoin receiving address. The service generates a one-time Monero deposit address. Send XMR from your Monero wallet — Feather Wallet or Cake Wallet — to that deposit address. When your Monero transaction receives 10 confirmations (approximately 20 minutes), the service sends Bitcoin to your provided address.

Terce: XMR → BTC → enter amount → paste BTC address → send XMR to deposit address → Bitcoin arrives. No account. No KYC. Rate locked at XMR confirmation.

What the swap does and does not preserve

Your XMR send is private on the Monero blockchain — ring signatures, stealth addresses, and RingCT mean no external observer can identify the sender, recipient, or amount. The Bitcoin you receive arrives at a Bitcoin address on the transparent Bitcoin blockchain. From that point, standard Bitcoin chain analysis applies. The swap service's deposit address is publicly visible as the origin of your received Bitcoin — but what funded that address on the Monero side is not visible.

Choosing a Bitcoin receiving address

For the strongest end-to-end privacy, receive the Bitcoin at an address that has not been previously associated with your identity — a fresh address from a self-custody wallet that you have not used before and have not connected to a KYC exchange. Using Sparrow Wallet with coin control lets you manage this carefully.

Monero to Bitcoin on Terce. No account. No KYC. The Monero leg is private. The Bitcoin leg is transparent. Manage the Bitcoin side accordingly.