Swapping Bitcoin for Monero is a meaningful transition. On one side: a fully transparent blockchain where every transaction is permanently public, every address is indexable, and chain analysis firms have spent years mapping the graph. On the other: a protocol where transactions reveal nothing — no sender, no recipient, no amount. The swap itself takes about fifteen minutes.
How to swap BTC to XMR
Use a non-custodial instant swap service. Select Bitcoin as the send asset and Monero as the receive asset. Enter the amount of BTC you want to convert. Provide your Monero wallet address — the primary address from Feather Wallet or Cake Wallet, beginning with "4". The service generates a Bitcoin deposit address. Send BTC from your wallet to that address. When the Bitcoin transaction receives sufficient confirmations, the service converts and sends XMR to your Monero address.
What changes after the swap
The Bitcoin you send is visible on the public blockchain — anyone can see that a certain amount of BTC was sent to the exchange's deposit address. What happens after that point is not visible. The Monero you receive arrives in your wallet with no public record of its origin, amount, or destination. From the perspective of any external observer looking at the Monero blockchain, your wallet received funds from an indeterminate source in an indeterminate amount.
On timing
Bitcoin requires more confirmations than Monero before most services process the output — typically 1–3 confirmations, which at 10 minutes per block means a 10–30 minute wait after your send. After the service processes, Monero arrives in your wallet within minutes. Total time from sending BTC to receiving XMR: typically 20–40 minutes.
BTC to XMR on Terce requires no account and no KYC. The rate is floating and locked at the moment your Bitcoin deposit receives the required number of confirmations.